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CVE-2026-105806

Payload: Improper access control for MCP API keys

8.6 HighFix available

Payload is a free and open source headless content management system. In @payloadcms/plugin-mcp versions from 3.61.0 until 3.88.0, an authenticated user can manage MCP API keys outside the intended account, enabling privilege escalation through account takeover. This issue is fixed in version 3.88.0.

Attack profile

How easy it is to exploit

Attack vector
Network
Complexity
Low
Privileges needed
Low
User interaction
None

What an attacker can affect

Confidentiality
High
Integrity
High
Availability
None

Exploit likelihood

0.25%Unchanged since Oct 7, 2026
90%50%10%1%

What each source reports

CVE List Score used 8.6

Payload: Improper access control for MCP API keys

Payload is a free and open source headless content management system. In @payloadcms/plugin-mcp versions from 3.61.0 until 3.88.0, an authenticated user can manage MCP API keys outside the intended account, enabling privilege escalation through account takeover. This issue is fixed in version 3.88.0.

Record
CVE-2026-105806
CVSS 4.0
8.6 HighCVSS:4.0/AV:N/AC:L/AT:N/PR:L/UI:N/VC:H/VI:H/VA:N/SC:N/SI:N/SA:N
Weakness
CWE-862
Updated
2026-11-02
EUVDEUVD-2026-93469 8.6

Payload is a free and open source headless content management system. In @payloadcms/plugin-mcp versions from 3.61.0 until 3.88.0, an authenticated user can manage MCP API keys outside the intended account, enabling privilege escalation through account takeover. This issue is fixed in version 3.88.0.

Record
EUVD-2026-93469
CVSS 4.0
8.6 HighCVSS:4.0/AV:N/AC:L/AT:N/PR:L/UI:N/VC:H/VI:H/VA:N/SC:N/SI:N/SA:N
Updated
2026-11-02
GitHub AdvisoriesGHSA-2q76-m6w6-qgc6 8.6

Payload: Improper access control for MCP API keys

Impact

Under certain conditions, an authenticated user could manage MCP API keys outside their intended account allowing an attacker to escalate privileges through account takeover.

Applications that do not use @payloadcms/plugin-mcp are not affected.

Patches

Users should upgrade to @payloadcms/plugin-mcp version 3.88.0 or later.

Workarounds

Upgrading is recommended. Until then, disable the MCP plugin or restrict MCP API-key management to trusted users.

Record
GHSA-2q76-m6w6-qgc6
CVSS 4.0
8.6 HighCVSS:4.0/AV:N/AC:L/AT:N/PR:L/UI:N/VC:H/VI:H/VA:N/SC:N/SI:N/SA:N
Weakness
CWE-862
Updated
2026-11-02
NVD 8.6

Payload is a free and open source headless content management system. In @payloadcms/plugin-mcp versions from 3.61.0 until 3.88.0, an authenticated user can manage MCP API keys outside the intended account, enabling privilege escalation through account takeover. This issue is fixed in version 3.88.0.

Record
CVE-2026-105806
CVSS 4.0
8.6 HighCVSS:4.0/AV:N/AC:L/AT:N/PR:L/UI:N/VC:H/VI:H/VA:N/SC:N/SI:N/SA:N/E:X/CR:X/IR:X/AR:X/MAV:X/MAC:X/MAT:X/MPR:X/MUI:X/MVC:X/MVI:X/MVA:X/MSC:X/MSI:X/MSA:X/S:X/AU:X/R:X/V:X/RE:X/U:X
Weakness
CWE-862
Updated
2026-11-02
OSV 8.6

Payload: Improper access control for MCP API keys

Payload is a free and open source headless content management system. In @payloadcms/plugin-mcp versions from 3.61.0 until 3.88.0, an authenticated user can manage MCP API keys outside the intended account, enabling privilege escalation through account takeover. This issue is fixed in version 3.88.0.

Record
CVE-2026-105806
CVSS 4.0
8.6 HighCVSS:4.0/AV:N/AC:L/AT:N/PR:L/UI:N/VC:H/VI:H/VA:N/SC:N/SI:N/SA:N
Weakness
CWE-862
Updated
2026-11-02
OSVGHSA-2q76-m6w6-qgc6 8.6

Payload: Improper access control for MCP API keys

Impact

Under certain conditions, an authenticated user could manage MCP API keys outside their intended account allowing an attacker to escalate privileges through account takeover.

Applications that do not use @payloadcms/plugin-mcp are not affected.

Patches

Users should upgrade to @payloadcms/plugin-mcp version 3.88.0 or later.

Workarounds

Upgrading is recommended. Until then, disable the MCP plugin or restrict MCP API-key management to trusted users.

Record
GHSA-2q76-m6w6-qgc6
CVSS 4.0
8.6 HighCVSS:4.0/AV:N/AC:L/AT:N/PR:L/UI:N/VC:H/VI:H/VA:N/SC:N/SI:N/SA:N
Weakness
CWE-862
Updated
2026-11-02

Affected products

Affected packages

Affected packages
PackageAffectedFixed
@payloadcms/plugin-mcp
npm
3.61.0 up to 3.88.0
3.88.0

History

History
RecordedChangedSources
first indexedCVE List, EUVD, GitHub Advisories, NVD, OSV

Dates are when Every CVE recorded each change. Upstream dates may differ.

In short

CVE-2026-105806 is a high vulnerability (CVSS 8.6) in @payloadcms Plugin-mcp, published October 6, 2026. No source lists public exploit code. EPSS puts the chance of exploitation in the next 30 days at 0.25%, the 16th percentile. Fixed in @payloadcms/plugin-mcp 3.88.0.

References

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